Latest Publications

PUBLICATIONS

We publish a variety of reports, working papers, policy briefs, and other publications for policymakers and the public. Explore our publications dating back to 1998.

Financial Literacy and Business Performance: Evidence from Indonesia’s Ultra Micro, Micro, Small, and Medium Enterprises

This study investigates the relationship between financial literacy and business performance among ultra micro, micro, small, and medium enterprises (UMSMEs).

Nawala SMERU No. 40: May 2026

Dive into our latest insights on overcoming gender gaps in the digital economy, reimagining education systems, and securing the foundation of family wellbeing through stronger care work policies.

Financial Literacy and Business Performance: Evidence from Indonesia’s Ultra Micro, Micro, Small, and Medium Enterprises

June, 2026 | Masagus M. Ridhwan, Asep Suryahadi, Inggrid , Cahya Mega Panji Santosa
This study investigates the relationship between financial literacy and business performance among ultra micro, micro, small, and medium enterprises (UMSMEs).

Social Protection in Indonesia

May, 2026 | Asep Suryahadi, Sri Kusumastuti Rahayu
The future social protection system in Indonesia is aimed to adopt the adaptive social protection concept, which integrates social protection with disaster risk reduction and climate change adaptation.

Nawala SMERU No. 40: May 2026

May, 2026 | The SMERU Research Institute
Dive into our latest insights on overcoming gender gaps in the digital economy, reimagining education systems, and securing the foundation of family wellbeing through stronger care work policies.

The Impact of “Islamic Banks Only” Policy on Financial and Economic Development in Indonesia’s Aceh Region

May, 2026 | Masagus M. Ridhwan, Dinda Thalia Andariesta, Affandi Ismail, Asep Suryahadi
This paper aims to evaluate the impact of an “Islamic bank only” policy in the Aceh region, Indonesia, which allows only Islamic banks to operate in the region starting from 2019, on the region’s financial and economic developments.

Nawala SMERU No. 39: April 2026

April, 2026 | The SMERU Research Institute

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